1. Premiums:The amount you have to pay per year to avail the
medical & health-care facilities.
2. In-Network Hospitals:If you are in-network, you are
dealing with a doctor or hospital that has agreed to work with your
insurance company at particular service rates.
3. ViaCareViaCare is dedicated to meeting all your
travelling needs, whether it is domestic travel or international. We insure
all your trips for business or for pleasure, regardless of whether you are
going alone or with family. We even cater to students who want to insure
their time studying abroad: Tuition fee included.
4. HealthCareUnder the HealthCare Umbrella, we cater to both
individuals and families. We works towards insuring your personal lifestyle
in the way that you want. Our elaborate network of plans will cater to many
different unique family systems that give you a personalized experience.
5. SelfCareAnything that can happen, will happen; which is
why it is best to insure yourself against any accidents that may occur. In
today’s fast-paced world you can easily run into trouble so it is wise
to insure yourself against anything and everything around you.
6. Critical IllnessIn today’s world where you are
already swamped with endless expenses, critical health care expenses are
hard to keep up with. If there is any problem or disease that may befall
you, you need to dedicate your time to taking care of yourself instead of
worrying about expenses. Let us to that for you instead!
7. HomeCareYou may have insured yourself and your family,
but to attain even more peace of mind you should also take great care of
your personal living space. There is nothing more satisfying than knowing
the home you live in and the possessions that you keep in it are safe from
any harm that may befall them.
8. Core Benefits:The most basic or fundamental benefit that
the insured patient derives from Jubilee Insurance.
9. Anesthetics Fees:The amount paid to receive an anesthetic
procedure.
10. Pathological & radiological
investigations:Pathological investigations are tests conducted
to study the nature, effects, causes and consequences of disease. A
radiological investigation is any sort of investigation that requires
imaging procedures e.g. x-rays, ultrasound, CAT scans.
11. EEGs:An electroencephalogram is a test that detects
electrical activity in your brain using small, flat metal discs (electrodes)
attached to your scalp. This activity shows up as wavy lines on an EEG
recording.
12. MRI:Magnetic resonance imaging (MRI) is a technique that
uses a magnetic field and radio waves to create detailed images of the
organs and tissues within your body.
13. CT Scans:A technology that uses computer-processed
x-rays to produce images (virtual 'slices') of specific areas of the body,
allowing the user to see what is inside it without cutting it open.
14. ETT:Endotracheal tube - a tube inserted (as through the
nose or mouth) into the trachea to maintain an unobstructed passageway
especially to deliver oxygen or anesthesia to the lungs.
15. Echo:A test of the heart using ultrasound waves to
produce a visual display, for the diagnosis or monitoring of heart disease.
16. Thallium Scan:Test that uses a radioactive substance to
produce images of the heart muscle. When combined with an exercise test, the
thallium scan helps determine if areas of the heart do not receive enough
blood.
Angiography: Radiography of blood vessels - uses X-ray imaging
to see your heart's blood vessels and how much blood is being pumped to and
back from the heart.
17. Angioplasty:Surgical repair or unblocking of a blood
vessel, especially a coronary artery.
18. Ventilator & Allied services:A machine that
mechanically assists a patient in the process of breathing, sometimes
artificially. Allied services are support services provided by helping
staff.
19. Diagnostic or Therapeutic Endoscopies Procedures:A
procedure that allows the visualization of more of the small bowel than is
possible with EGD, through the use of a long conventional endoscope, a
wireless camera mounted in a swallowed capsule, or a double-balloon
endoscope.
20. In-patient:A patient who lives in hospital while under
treatment.
21. Out-patient:A patient who attends a hospital or sees a
doctor as an out-patient or obtains an out-patient test and receives
treatment without staying overnight in a medical facility.
22. Psychiatric treatments:Treatment of mental disorders and
behavioral disturbances using verbal and nonverbal communication, including
receiving medications and other procedures.
23. Diagnosis coverage:Insurance covering a defined
type/number of diagnostic tests.
24. Prescription Drugs:Licensed medicine that is regulated
by legislation to require a medical prescription before it can be bought.
25. Accommodation:A hospital stay, at least overnight.
26. Surgical appliances and prosthesis:An appliance serving
as an aid to or as a part of a surgical procedure such as a heart valve.
27. Chronic conditions:A chronic condition is defined as one
that is long term and requires ongoing monitoring and treatment. It cannot
be cured but it can be alleviated. It is likely to be life-long and requires
you to be specially trained on how to deal with it.
28. Pre-existing conditions:These conditions are those which
you have had prior to taking out a health insurance policy.
29. Physiotherapy:The treatment of disease, injury, or
deformity by physical methods such as massage, heat treatment, and exercise
rather than by drugs or surgery.
30. Radiotherapy:The treatment of disease, especially
cancer, using X-rays or similar forms of radiation.
31. Work-related injury:An injury/illness which occurs in
the last 12 months, where a person suffers either physically or mentally
from a condition that has arisen out of, or in the course of, employment.
32. Renal Failure:A medical condition in which the kidneys
fail to adequately filter waste products from the blood, leading to
complications or failure of the kidneys.
33. CAD requiring surgery:Coronary artery disease is a
narrowing or blockage of arteries and vessels that provide oxygen and
nutrients to the heart.
34. Accident:This means an unexpected, unforeseen and
undesirable event, especially one resulting in bodily injury.
35. Bodily Injury:This means any accidental physical bodily
harm solely and directly caused by external, violent, visible and evident
causes but does not include any sickness or disease.
36. Hospital:Any institution in Pakistan established for
indoor care and treatment of sickness and injuries and which has been
registered either as a Hospital with the local authorities and is under
the supervision of a registered and qualified Medical
Practitioner’ or should comply with minimum criteria as under:
- It should have at least 30 inpatient beds
- It should have a fully equipped operation theatre of its own,
whenever surgical operations are carried out
- It should have fully qualified nursing staff under its employment
round the clock
- A fully qualified Medical Practitioner (s) should be in-charge round
the clock.
