Commercial General Liability

Commercial General Liability

Summary

We offer a wide range of program structures including guaranteed cost, self-insured retention, large deductibles, incurred- and paid-loss retentions and captive arrangements.

Mono-line coverage is available or multi-line insurance solutions for a complete package to avoid gaps and expensive redundancies in coverage.

Any company or individual will be liable to make good the losses or damages caused by any act in connection with the business operation. Such liability can arise from any of the following:

  • By Common Law/Sharia Law — i.e. any liability arising out of negligence
  • By Statute — i.e. liability arising out of a provision in a law (e.g. liability of the employer towards his employees under the Labour Law)
  • By Contract — i.e. liability arising out of failure or inadequate performance as per the contract reached between two parties

  • Compensation in respect of legal liability towards accidental Third Party Property Damage and/or Third Party Death/Bodily Injury.

    Legal Defense costs and expenses.

    Extensions

    • Food & Drinks Extension – covers liability arising out of any inadvertent adulteration in the food or drinks offered to your guests in your premises
    • Tenant’s Liability Extension – covers liability towards your landlord for any accidental damage caused due to your negligence to the rented property occupied by you
    • Landlord’s Liability Extension – covers liability towards your tenants for any accidental damage caused due to your negligence, if you are the landlord

  • Cover from loss due to liability arising out of any inadvertent adulteration in the food or drinks offered to your guests in your premises.

    Cover from liability towards your landlord for any accidental damage caused due to your negligence to the rented property occupied by you.

    Cover of loss from liability towards your tenants for any accidental damage caused due to your negligence, if you are the landlord.

  • Description of business/ Designated Contract:.

    Description of processes and activities:.

    Annual Sales Revenue:.

    Number of employees:.

    Number of Premises:.