Chat with Us

Menu

Promotions

Personal HealthCare

Get Now

Introduction

The significant rise in double-digit medical inflation has adversely affected the financial stability of individuals across all classes. Consequently, the demand for individual medical and hospitalization takaful has become crucial in meeting present-day needs

Jubilee General's Personal HealthCare Takaful is designed to address these needs effectively. This product is highly tailored, esteemed for its value, and characterized by competitive Contributions. When it comes to safeguarding your personal lifestyle, Jubilee General Takaful is the trustworthy partner you can rely on.

Jubilee General's Personal HealthCare Takaful provides coverage for a fixed sum in case of hospitalization. You can choose coverage amounts of Rs. 125,000, Rs. 275,000, Rs. 550,000, Rs. 750,000, and Rs. 1,000,000 based on your specific requirements.

FAQs

  • Hospitalization
  • Hospitalization limits are annual. Jubilee General Takaful is offering five exclusive plans, i.e.
  • Bronze Plan:   Rs. 125,000
    Silver Plan:    Rs. 275,000
    Gold Plan:    Rs. 550,000
    Diamond Plan:    Rs. 750,000
    Platinum Plan:    Rs. 1,000,000

  • Provides Cashless benefits through our preferred providers
  • No Medical tests are required
  • PECs will be covered after 03 years of continuous coverage
  • Free look period of 14 days –option of canceling if not satisfied

  • Credit facility on 400+ hospitals all across Pakistan
  • 24/7 Medical Hotline approval centre for better coordinated care and facilitation through trained professionals
  • Customized Personal Health Card for complete facilitation at Hospitals
  • Savings with health takaful through discounts on outpatient services (lab tests) at selected outlets.
  • No requirement of any Medical test/ report
  • Free Look Period for 14 days
  • Pre Existing coverage after 36 months of consequent renewals
  • Additional 15% Hospitalization limit after 24 months of consequent renewals Subject to No Claims paid
  • As a PMD holder of Jubilee General’s Health Takaful Program, you can avail unlimited audio or video consultations from a General Physician and from a Specialist Doctor, through Sehat Kahani’s mobile application / website.

  • Benefits will not be available for Pre-existing Conditions* until 36 months of continuous coverage has elapsed
  • Waiting Period: Will not cover any expenses occurring during the first 30 days of the inception of Participant Membership Document, except from accidental injuries. This waiting period does not apply for subsequent renewals without a break
  • Cosmetic, aesthetic and related treatment
  • Congenital anomalies
  • HIV-AIDS or any sexually transmitted disease
  • Any fertility/impotence/ sterilization procedure or treatment
  • Pregnancy related expenses ad complications
  • Psychiatric treatment
  • War, invasion, civil commotion
  • Cost of limbs/ prosthetics/ hearing aids / crutches /dentures
  • Drug abuse / self-inflicted injuries
  • Any outpatient expenses
  • COVID -19 related covered expenses will be excluded for non-vaccinated individuals, over the age of 18

Product Benefit Table
Plans Bronze Silver Gold Diamond Platinum
Hospitalization Limits Including Hospital/Surgical & Miscellaneous expenses. Some of the covered expenses are: In-Hospital Consultations, Intensive Care Charges, Surgical Fees, Anaesthitist's Fee, Operation Theatre Charges, Prescribed Medicines, Diagnostic Investigations, Blood & Oxygen Supplies, Ventilator & Allied Services, Day care precedures including Kidney Dialysis/Chemotherapy & Radiotherapy for Cancer 125,000 275,000 550,000 750,000 1,000,000
Sub Limits:          
Room & Board (Per Day) General Ward Semi Private Room Private Room Private Room Private Room
Pre hospitalization Expenses:
Covering Consultations, Medicines and Laboratory tests preceeding admission to the Hospital.		 30 Days 30 Days 30 Days 30 Days 30 Days
Post hospitalization Expenses:
Covering Consultations, Medicines and Laboratory tests after discharge from the Hospital.
Emergency Local Ambulance Expenses:
To pay for the transfer of the patient to end between Hospitals in an ambulance provided by any service provider, per eligible claim.		 1,500 2,500 3,500 4,500 5,500
Emergency International Expenses:
Reasonable and Customary expenses only for emergency hospitalization abroad.		 Covered
Online Doctor Consultation* :
Online Audio/Video consultation through our Partner “Sehat Kahani”.		 Covered

Personal HealthCare
Hospitalization Limit: 125,000 275,000 550,000 750,000 1,000,000
Room Entitlement: General Ward Semi-Private Private Private Private
Emergency Local Ambulance 1,500 2,500 3,500 4,500 5,500
    Bronze Silver Gold Diamond Platinum
  Age Band          
Max Entry Age 18 24 6,350 11,015 19,440 26,765 34,440
25 29 7,138 12,390 22,020 30,365 39,125
30 34 8,838 15,875 28,170 38,990 50,340
35 39 9,525 16,965 30,340 42,000 54,250
40 44 10,700 19,230 34,500 47,840 61,840
45 49 12,513 23,020 41,050 57,020 73,780
Renewals only 50 54 17,851 33,130 58,890 82,000 106,265
55 59 21,425 40,270 73,175 101,990 132,230
Get Now