Group Health

Group Health

Summary

This insurance covers accidental bodily injury, death or disablement of the insured persons and is ideal for Companies to insure their employees.

Group Medical Insurance caters to the medical expenses incurred by the employees of an organization and their dependents due to sickness, accident or critical illness on direct billing basis or on reimbursement basis.

  • In–patient medical expense:

    Hospital room and services during hospital confinement (subject to limits specified).

    General nursing care during hospital confinement.

    Intensive Care Unit expenses, if found necessary by attending specialist.

    Fees of the consultant, physician, surgeon and anesthetist.

    Ambulance charges

    Out-patient Expenses:

    Consultation

    Physiotherapy Diagnostics (X-Ray/MRI/CT Scan/Ultrasound etc.).

    Laboratory expenses.

    Drugs duly prescribed by a licensed physician.

  • Ideal for companies for insuring their employees Covers In-Patient & Out Patient Medical Expenses.

    No Pre – Authorization (OR) Prior Approval required for medical treatment at network hospitals.

    All employees and insured dependents enjoy full cover from day one.

    Waiver of health questionnaire forms for larger groups*.

    Coverage for pre existing conditions*.

    Jubilee General policy also covers hospitalization abroad. The hospitalization expenses are reimbursed to the insured in Pakistan and in Pak rupees subject to the limits in the structure of benefits and subject to what the same treatment would cost locally in Pakistan .

    Jubilee General has a list of approved network hospital which provides care to all insured persons with out any deposit or advance payment. We reimburse hospital bills directly.

    Jubilee General’s doctors and staff monitor the care and treatment of the insured patients while in hospital. They are also available for advice regarding selection of appropriate doctors and hospital for treatment of specific conditions.

    Jubilee General’s specialized staff work closely with the employer’s representative to control and prevent misuse of benefits provided by the employer.

    • Companies Profile.
    • Select types and amounts of benefits.
    • Census details of the employees/ dependents to be covered.