The increasing double-digit inflation in medical costs has significantly impacted the financial stability of individuals across all classes. Therefore, the need for individual medical and hospitalization insurance is highly significant in fulfilling present-day needs.
Jubilee General's Personal HealthCare Insurance is the answer to all such needs. This product is highly customized, offering great value and competitive premiums as its key aspects. When it comes to protecting your personal lifestyle, Jubilee General Insurance is the partner you can trust.
Jubilee General's Personal HealthCare Insurance provides coverage for a fixed sum insured in case of hospitalization. You can choose coverage amounts of Rs. 125,000, Rs. 275,000, Rs. 550,000, Rs. 750,000, and Rs. 1,000,000 according to your specific needs
Product Benefit Table | |||||
---|---|---|---|---|---|
Plans | Bronze | Silver | Gold | Diamond | Platinum |
HOSPITALIZATION EXPENSE BENEFIT: (LIMIT PER PERSON / PER YEAR) | 125,000 | 275,000 | 550,000 | 750,000 | 1,000,000 |
Sub Limits: | |||||
Room & Board (Per Day) | General Ward | Semi Private Room | Private Room | Private Room | Private Room |
Pre hospitalization Expenses: | 30 Days | 30 Days | 30 Days | 30 Days | 30 Days |
Post hospitalization Expenses: | |||||
Emergency Local Ambulance
Expenses: To pay for the transfer of the patient to end between Hospitals in an ambulance provided by any service provider, per eligible claim. |
1,500 | 2,500 | 3,500 | 4,500 | 5,500 |
Emergency International
Expenses: Reasonable and Customary expenses only for emergency hospitalization abroad. |
Covered | ||||
Medical Second Opinion(MSO) Benefit:
International Medical Second opinion from Mediguide International for more than 100 top hospitals across the world. |
Covered | ||||
Online Doctor Consultation* :
Online Audio/Video consultation through our Partner “Sehat Kahani”. |
Covered |
Entry Age: Proposer 18-49 (Once covered, policy can be renewed yearly till age 60).
* Online Doctor Consultation is being provided by, owned, and operated by a third party “Sehat Kahani, over which Jubilee General has no control, neither Jubilee assumes any liability arising due to the quality of service being provided by the third-party vendor.
Personal HealthCare | |||||||
---|---|---|---|---|---|---|---|
Hospitalization Limit: | 125,000 | 275,000 | 550,000 | 750,000 | 1,000,000 | ||
Room Entitlement: | General Ward | Semi-Private | Private | Private | Private | ||
Emergency Local Ambulance | 1,500 | 2,500 | 3,500 | 4,500 | 5,500 | ||
Bronze | Silver | Gold | Diamond | Platinum | |||
Age Band | |||||||
Max Entry Age | 18 | 24 | 6,350 | 11,015 | 19,440 | 26,765 | 34,440 |
25 | 29 | 7,138 | 12,390 | 22,020 | 30,365 | 39,125 | |
30 | 34 | 8,838 | 15,875 | 28,170 | 38,990 | 50,340 | |
35 | 39 | 9,525 | 16,965 | 30,340 | 42,000 | 54,250 | |
40 | 44 | 10,700 | 19,230 | 34,500 | 47,840 | 61,840 | |
45 | 49 | 12,513 | 23,020 | 41,050 | 57,020 | 73,780 | |
Renewals only | 50 | 54 | 17,851 | 33,130 | 58,890 | 82,000 | 106,265 |
55 | 59 | 21,425 | 40,270 | 73,175 | 101,990 | 132,230 |
Note: Above rates are inclusive FIF & Stamp duty but Excluding 4% advance tax for non filers.