Old Car Comprehensive
INSURANCE

I. Loss in case of damage to vehicle by:

a ) Accidental external means
b ) Fire, external explosion, self-ignition, lightning and frost
c ) Burglary, housebreaking and theft
d ) Malicious act
e ) Riot and strike damage
 f ) Flood, hail, wind, hurricane, cyclone, tornado and typhoon damages
 g) Earthquake, volcanic eruption or other convulsion of nature
 h) Risk while in transit by air, road, rail, inland waterway, lift or elevator
 i ) Transport of motor car to nearest workshop in case it breaks down (Subject to Rs 500 limit)
 j ) In the event of motor car being disabled by reason of loss or damage:

• the reasonable cost of protection and removal to the nearest repairer should not exceed Rs.500
• The company should be provided a detailed estimate of the costs incurred

II. Third Party Liability on the insured in case of:

a) Death or bodily injury to a third party (except for the person employed by the insured)
b) Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)
c) Indemnity to any person driving any on insured order/permission given that he is not entitled to indemnity under any other policy
d) Indemnity to the insured even when he is driving a vehicle not belonging to him and not hired by him under a hire purchase agreement
e) In case of death of a third party, the company will indemnify the deceased’s personal representatives in the terms of and subject to the limitations of the policy

II. Third Party Liability on the insured in case of:

a) Death or bodily injury to a third party (except for the person employed by the insured)
b) Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)
c) Indemnity to any person driving any on insured order/permission given that he is not entitled to indemnity under any other policy
d) Indemnity to the insured even when he is driving a vehicle not belonging to him and not hired by him under a hire purchase agreement
e) In case of death of a third party, the company will indemnify the deceased’s personal representatives in the terms of and subject to the limitations of the policy

III. Medical expenses to the insured:

a) The company will pay to the insured medical expenses not exceeding Rs. 350 in case of an accidental bodily injury