Chat with Us

Parents Care Plus

Introduction

Introducing Pakistan’s first health Insurance for parents with OPD coverage. As they age, their comfort and care takes precedence over everything else. Parents Care Plus by Jubilee General Insurance is your way of saying “I have got You Ammi & Abbu” – with full coverage from OPD to hospitalization, zero medical tests and a commitment to lifelong care.

Because legacy isn’t just inheritance. It’s love in action.

  • Pakistan’s first health Insurance plan for parents with built-in OPD Coverage
  • Health coverage limits up to PKR 500,000 annually *
  • Outpatient (OPD) Facility of up to PKR 40,000 annually (Reimbursement).
  • Coverage up to the age of 75 years*
  • No Premium increase with age.
  • Option to choose from three flexible plans
  • Cashless Hospitalization
  • No Medical tests are required
  • Limited * cover for Pre-Existing Conditions (PECs) from 1st year.
  • Enhancement* for PECs cover at consecutive renewals to a maximum of 50%.

  • Unlimited doctor consultations through our telehealth partner’s mobile application/website.
  • Cashless access for In-patient hospitalization on 400+ hospitals across Pakistan.
  • Customized health card and Exclusive Discounts on pharmacies and labs (selected outlets).
  • 24/7 hotline support from trained Health professionals & coordinators.
  • PLAN PREMIUM DETAILS

    Product Details Silver Gold Platinum
    Annual Premium PKR 20,000 PKR 44,000 PKR 87,000
    Eligibility Age (For New Plans) 45 to 70 years
    Eligibility Age (For Renewals) 71 to 75 years
    Plan Term 1 year
    Waiting Period 30 Days
    Benefit Details Silver Gold Platinum
    Limit Per Person (annual) Hospital Expense Benefit – (Total Room Rent, Hospital/Surgical Expenses for a minimum 24 hours & OPD) Rs. 90,000 Rs. 230,000 Rs. 460,000
    Annual OPD Benefit PKR 10,000 PKR 20,000 PKR 40,000
    Total Parents Care Plus Coverage PKR 100,000 PKR 250,000 PKR 500,000
    SUB LIMITS
    Annual OPD Benefit PKR 10,000 PKR 20,000 PKR 40,000
    Room Limit per Day PKR 10,000 PKR 25,000 PKR 50,000
    ICU / Operation Theatre Charges Actual Actual Actual
    Ambulance - per Hospitalization / per policy PKR 3,000 PKR 3,000 PKR 3,000
    Pre-Hospitalization 30 days 30 days 30 days
    Post-Hospitalization 30 days 30 days 30 days
    Post Hospitalization – Nursing Care Benefit: PKR 20,000 / Year The product also provides a nursing care benefit of PKR 20,000 in case of hospitalization due to paralysis, stroke or fracture and nursing care is advised by the attending physician. The benefit is payable once a year only.
    Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. Emergency dental treatment due to accidental injuries within 48 hours (for pain relief only). Covered Covered Covered
    Pre-Existing Conditions & Congenital Anomalies
    • 1st Year: 10% of Annual Limit
    • 2nd Year: 20% of Annual Limit
    • 3rd Year: 30% of Annual Limit
    • 4th Year & Onward: 50% of Annual Limit
    • *Not covered in Year 1 for individuals aged 65–70
    Online Doctor Consultation: Online Audio / Video consultation through our Partner Covered Covered Covered

    Note: Above rates are inclusive of FIF & Stamp duty but excluding 4% advance tax for non-filers.

    • Entry Age: Individuals – 45 - 70 (Once covered, policy can be renewed yearly till age 75). Switching of plans only at the renewal.
    • Waiting Period: 30 days

    • Pre-existing conditions, unless stated in your plan
    • First 30 days of treatment (except accidents)
    • Non-medically necessary or non-prescribed treatments
    • Mental health, substance abuse, or criminal-related conditions
    • Routine checkups, vaccinations, or cosmetic surgeries (unless accident-related)
    • Vision, dental & hearing aids, unless due to an accident
    • Weight loss/gain programs, infertility, or pregnancy-related care
    • Self-harm, war injuries, or illegal activity-related incidents
    • Sports injuries from high-risk or professional activities
    • Experimental or unapproved treatments
    • HIV/AIDS or sexually transmitted diseases
    • Treatments at non-panel hospitals
    • The exclusions pertain specifically to services provided under the Inpatient Department (IPD)*

    • IPD Claims (Cashless)

      You can visit any of our panel hospitals and present your Jubilee Health Card at the time of admission/payment. Your hospital expenses will be covered as per your policy limit.

      or

      You can contact on 021-111-111-544 for approval.

    • IPD & OPD Claims (Reimbursement):

      Please send your original bill to:

      Health Insurance Administration Office, 2nd Floor, PNSC Building,
      Lalazar, M.T. Khan Road, Karachi - 74000
      Phone: 021-3811 4000 | 021-3565 7885-6 | 021-3561 1349
      Email: customer.services@jubileehealth.com

    Buy Now Call Me