For the first time in Pakistan, Jubilee General Insurance introduces “ParentsCare” Insurance, which is one of its kind health insurance plan for masses who at the time of purchase fall within the age brackets 45 to 65 years (once covered, policy can be renewed yearly till age 70). ParentsCare can be purchased for one’s self, one’s spouse, parents and parents-in-law online. The plan has been designed putting ourselves into your shoes and going down to each detail to ensure the availability of comprehensive healthcare for you!
‘*’ – Please refer to the Schedule for details.
Hospitalization limits are annual and Jubilee General is offering 5 plans as below:
Silver: Rs. 200,000
Gold: Rs. 300,000
Platinum: Rs. 500,000
Titanium: Rs. 700,000
Titanium Plus: Rs. 1,000,000
PARENTCARE PREMIUMS (PKR) |
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PLANS: | Silver | Gold | Platinum | Titanium | Titanium Plus | |
200,000 | 300,000 | 500,000 | 700,000 | 1,000,000 | ||
New Entry | 45 - 50 Years | 22,800 | 37,450 | 63,000 | 93,390 | 107,365 |
51 - 55 Years | 28,060 | 40,260 | 69,360 | 99,800 | 114,635 | |
56 - 60 Years | 30,890 | 46,680 | 78,845 | 112,460 | 129,330 | |
61 - 65 Years | 34,560 | 50,760 | 89,540 | 132,960 | 152,760 | |
Renewals Only | 66 - 70 Years | 38,110 | 52,830 | 100,450 | 160,020 | 183,300 |
Note: Above rates are inclusive FIF & Stamp duty but Excluding 4% advance tax for non filers.
Benefit Plans | Silver | Gold | Platinum | Titanium | Titanium Plus |
Benefit Details | |||||
Limit Per Person (annual) Hospital Expense Benefit – (Total Room Rent, Hospital/Surgical Expenses for a minimum 24 hours) | Rs. 200,000 | Rs. 300,000 | Rs. 500,000 | Rs. 700,000 | Rs. 1,000,000 |
SUBLIMITS: | |||||
Room rent | Semi Private | Private | Private | Private | Private |
ICU / Operation Theatre charges | Actual | Actual | Actual | Actual | Actual |
Ambulance - per Hospitalization / per policy | 3000 | 3000 | 3000 | 3000 | 3000 |
Pre Hospitalization | 30 days | 30 days | 30 days | 30 days | 30 days |
Post Hospitalization | 30 days | 30 days | 30 days | 30 days | 30 days |
Post Hospitalization - Nursing Care Benefit: PKR 20,000/Year | The product also provides a nursing care benefit of PKR 20,000 in case of hospitalization due to paralysis, stroke or fracture and nursing care is advised by the attending physician. This benefit is payable once a year only | ||||
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. Emergency dental treatment due to accidental injuries within 48 hours (for pain relief only). | Covered | Covered | Covered | Covered | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
1 st year 10% of Annual Limit 2 nd year 20% of Annu al Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
1 st year 10% of Annual Limit 2 nd year 20% of Annu al Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion(MSO) Benefit : International Medical Second opinion from Mediguide International from some of the best hospitals across the world. |
Covered | Covered | Covered | Covered | Covered |
Online Doctor Consultation*: Online Audio/Video consultation through our Partner “Sehat Kahani”. |
Covered | Covered | Covered | Covered | Covered |
* Online Doctor Consultation is being provided by, owned, and operated by a third party “Sehat Kahani”, over which Jubilee General has no control, neither Jubilee assumes any liability arising due to the quality of service being provided by the third-party vendor.